Commercial Auto Insurance

Commercial Auto Insurance for Connecticut Businesses

If your business owns a van, a truck, or any vehicle titled in the company name, Connecticut law requires commercial auto coverage before that vehicle hits the road. Main Street Insurance helps contractors, service providers, and growing companies across Connecticut get coverage that matches how their vehicles are used, from a single work van in Waterbury to a small delivery fleet along the shoreline.

Waterbury, CT insurance coverage with Main Street Insurance Inc

Company-Owned Vehicles

Any vehicle your business owns, leases, or titles in the company name needs a commercial auto policy, not a personal one. Coverage typically includes liability for injuries and property damage, collision and comprehensive protection for your own vehicle, and uninsured motorist coverage in case another driver does not carry enough insurance. We help you set limits that match your risk, whether you operate a single van or a small fleet.

Employees Driving Their Own Cars for Work

A lot of Connecticut business owners do not realize that personal auto policies typically exclude business use, so an employee running errands or visiting a client in their own car may not be covered if something goes wrong. Hired and non-owned auto coverage closes that gap, protecting your business if an employee causes an accident while driving a personal or rented vehicle for company purposes. It is one of the most commonly missed coverages we see, and often one of the least expensive to add.

Built Around Your Industry

Contractors, landscapers, delivery services, and trades businesses each carry different risks on the road, from transported tools and equipment to frequent stops in unfamiliar neighborhoods. Main Street Insurance compares options across carriers such as Progressive, Travelers, and National General to find coverage that fits your vehicles, your drivers, and your budget, rather than a generic policy that leaves gaps.

Protect Your Vehicles and Your Business

Do not wait for an accident to find out what is missing from your coverage. Compare commercial auto insurance quotes online, or contact us to talk with a licensed Connecticut agent about your fleet or company vehicles. Main Street Insurance is here to help your business stay protected on every job.